/*==================================================
            TERMS HERO
==================================================*/

.terms-hero-section{

    position:relative;

    padding:100px 0;

    overflow:hidden;

    background:
    linear-gradient(
        180deg,
        #ffffff 0%,
        #FFF9F4 100%
    );

}

.terms-hero-section::before{

    content:"";

    position:absolute;

    top:-180px;

    left:-180px;

    width:380px;

    height:380px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(255,122,26,.06),
        transparent 72%
    );

}

.terms-hero-section::after{

    content:"";

    position:absolute;

    bottom:-180px;

    right:-180px;

    width:420px;

    height:420px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(37,99,235,.05),
        transparent 72%
    );

}

/*=========================================
        SECTION BADGE
=========================================*/

.terms-hero-section .section-badge{

    display:inline-flex;

    align-items:center;

    gap:10px;

    padding:10px 22px;

    margin-bottom:25px;

    border-radius:50px;

    background:#FFF3E8;

    color:#FF7A1A;

    font-size:14px;

    font-weight:700;

}

.terms-hero-section .section-badge i{

    color:#FF7A1A;

}

/*=========================================
            CONTENT
=========================================*/

.terms-hero-section h2{

    font-size:50px;

    font-weight:800;

    line-height:1.2;

    color:#081C3A;

    margin-bottom:24px;

}

.terms-hero-section p{

    font-size:17px;

    line-height:1.9;

    color:#64748B;

    margin-bottom:35px;

}

/*=========================================
            TERMS POINTS
=========================================*/

.terms-points{

    display:flex;

    flex-direction:column;

    gap:22px;

}

.terms-point{

    display:flex;

    align-items:flex-start;

    gap:20px;

    padding:28px;

    border-radius:24px;

    background:#ffffff;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:

    0 18px 50px rgba(15,23,42,.05);

    transition:.35s;

}

.terms-point:hover{

    transform:translateY(-8px);

    box-shadow:

    0 28px 70px rgba(255,122,26,.12);

}

.terms-point i{

    width:68px;

    height:68px;

    min-width:68px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:18px;

    background:

    linear-gradient(
        135deg,
        #FF7A1A,
        #FF9A3C
    );

    color:#ffffff;

    font-size:28px;

    box-shadow:

    0 15px 35px rgba(255,122,26,.20);

}

.terms-point:hover i{

    transform:rotate(-8deg) scale(1.08);

    transition:.35s;

}

.terms-point h4{

    font-size:22px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:10px;

}

.terms-point p{

    margin:0;

    font-size:15px;

    color:#64748B;

    line-height:1.8;

}

/*=========================================
        SUMMARY CARD
=========================================*/

.terms-summary-card{

    position:sticky;

    top:120px;

    padding:42px;

    border-radius:30px;

    background:

    linear-gradient(
        135deg,
        #081C3A,
        #0F2C58
    );

    color:#ffffff;

    box-shadow:

    0 35px 80px rgba(15,23,42,.18);

}

.terms-summary-card .summary-icon{

    width:90px;

    height:90px;

    display:flex;

    align-items:center;

    justify-content:center;

    margin-bottom:28px;

    border-radius:24px;

    background:

    linear-gradient(
        135deg,
        #FF7A1A,
        #FF9A3C
    );

    color:#ffffff;

    font-size:40px;

    box-shadow:

    0 18px 40px rgba(255,122,26,.20);

}

.terms-summary-card h3{

    font-size:30px;

    font-weight:800;

    margin-bottom:25px;

}

.terms-summary-card ul{

    margin:0;

    padding:0;

    list-style:none;

}

.terms-summary-card li{

    display:flex;

    align-items:flex-start;

    gap:14px;

    margin-bottom:18px;

    color:rgba(255,255,255,.88);

    line-height:1.8;

}

.terms-summary-card li:last-child{

    margin-bottom:0;

}

.terms-summary-card li i{

    color:#22C55E;

    margin-top:4px;

}

.terms-summary-card .summary-footer{

    margin-top:30px;

    padding-top:22px;

    border-top:1px solid rgba(255,255,255,.10);

    display:flex;

    align-items:flex-start;

    gap:12px;

    color:rgba(255,255,255,.82);

    line-height:1.7;

}

.terms-summary-card .summary-footer i{

    color:#FF9A3C;

    margin-top:3px;

}

/*=========================================
            RESPONSIVE
=========================================*/

@media(max-width:991px){

.terms-hero-section{

padding:80px 0;

}

.terms-summary-card{

position:relative;

top:auto;

margin-top:25px;

}

}

@media(max-width:767px){

.terms-hero-section{

padding:60px 0;

}

.terms-hero-section h2{

font-size:32px;

line-height:1.3;

}

.terms-hero-section p{

font-size:15px;

}

.terms-point{

padding:22px;

gap:16px;

border-radius:20px;

}

.terms-point i{

width:58px;

height:58px;

min-width:58px;

font-size:22px;

border-radius:16px;

}

.terms-point h4{

font-size:18px;

}

.terms-point p{

font-size:14px;

}

.terms-summary-card{

padding:28px 22px;

border-radius:22px;

}

.terms-summary-card .summary-icon{

width:70px;

height:70px;

font-size:30px;

border-radius:18px;

}

.terms-summary-card h3{

font-size:24px;

}

.terms-summary-card li{

font-size:14px;

}

.summary-footer{

font-size:14px;

}

}/*==================================================
            LEGAL BREADCRUMB
==================================================*/

.breadcrumb-section{

    position:relative;

    overflow:hidden;

    padding:90px 0;

    background:
    linear-gradient(
        135deg,
        #FFF9F4 0%,
        #FFFFFF 100%
    );

}

.breadcrumb-section::before{

    content:"";

    position:absolute;

    top:-180px;

    right:-180px;

    width:420px;

    height:420px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(255,122,26,.08),
        transparent 72%
    );

}

.breadcrumb-section::after{

    content:"";

    position:absolute;

    bottom:-180px;

    left:-180px;

    width:340px;

    height:340px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(37,99,235,.05),
        transparent 72%
    );

}

/*=========================================
            WRAPPER
=========================================*/

.breadcrumb-wrapper{

    position:relative;

    z-index:2;

    display:grid;

    grid-template-columns:1.3fr .7fr;

    gap:60px;

    align-items:center;

}

/*=========================================
            BREADCRUMB
=========================================*/

.breadcrumb-nav{

    display:flex;

    align-items:center;

    flex-wrap:wrap;

    gap:12px;

    margin-bottom:25px;

}

.breadcrumb-nav a{

    text-decoration:none;

    color:#64748B;

    font-weight:600;

    transition:.3s;

}

.breadcrumb-nav a:hover{

    color:#FF7A1A;

}

.breadcrumb-nav span{

    color:#94A3B8;

}

.breadcrumb-nav .active{

    color:#081C3A;

    font-weight:700;

}

/*=========================================
            BADGE
=========================================*/

.page-badge{

    display:inline-flex;

    align-items:center;

    gap:10px;

    padding:10px 22px;

    border-radius:50px;

    background:#FFF3E8;

    color:#FF7A1A;

    font-size:14px;

    font-weight:700;

    margin-bottom:25px;

}

.page-badge i{

    color:#FF7A1A;

}

/*=========================================
            CONTENT
=========================================*/

.breadcrumb-content h1{

    font-size:56px;

    font-weight:800;

    color:#081C3A;

    line-height:1.15;

    margin-bottom:20px;

}

.breadcrumb-content p{

    font-size:17px;

    line-height:1.9;

    color:#64748B;

    max-width:700px;

    margin-bottom:35px;

}

/*=========================================
            HIGHLIGHTS
=========================================*/

.breadcrumb-highlights{

    display:flex;

    flex-wrap:wrap;

    gap:15px;

}

.breadcrumb-highlights span{

    display:flex;

    align-items:center;

    gap:10px;

    padding:12px 18px;

    border-radius:50px;

    background:#ffffff;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:

    0 12px 30px rgba(15,23,42,.04);

    color:#334155;

    font-size:14px;

    font-weight:600;

}

.breadcrumb-highlights i{

    color:#FF7A1A;

}

/*=========================================
            RIGHT CARD
=========================================*/

.privacy-card{

    background:#ffffff;

    border-radius:30px;

    padding:40px;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:

    0 30px 70px rgba(15,23,42,.08);

}

.privacy-icon{

    width:90px;

    height:90px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:24px;

    margin-bottom:28px;

    background:
    linear-gradient(
        135deg,
        #FF7A1A,
        #FF9A3C
    );

    color:#ffffff;

    font-size:38px;

    box-shadow:

    0 18px 40px rgba(255,122,26,.20);

}

.privacy-card h3{

    font-size:28px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:25px;

}

.privacy-card ul{

    list-style:none;

    padding:0;

    margin:0;

}

.privacy-card li{

    display:flex;

    align-items:flex-start;

    gap:14px;

    margin-bottom:18px;

    color:#475569;

    line-height:1.8;

    font-size:15px;

}

.privacy-card li:last-child{

    margin-bottom:0;

}

.privacy-card li i{

    width:30px;

    height:30px;

    border-radius:50%;

    display:flex;

    align-items:center;

    justify-content:center;

    background:#FFF3E8;

    color:#FF7A1A;

    font-size:13px;

    flex-shrink:0;

}

/*=========================================
            RESPONSIVE
=========================================*/

@media(max-width:1199px){

.breadcrumb-content h1{

font-size:48px;

}

}

@media(max-width:991px){

.breadcrumb-section{

padding:70px 0;

}

.breadcrumb-wrapper{

grid-template-columns:1fr;

gap:40px;

}

.privacy-card{

max-width:600px;

}

}

@media(max-width:767px){

.breadcrumb-section{

padding:60px 0;

}

.breadcrumb-nav{

font-size:14px;

gap:8px;

}

.page-badge{

font-size:12px;

padding:8px 16px;

}

.breadcrumb-content h1{

font-size:34px;

line-height:1.3;

}

.breadcrumb-content p{

font-size:15px;

margin-bottom:25px;

}

.breadcrumb-highlights{

flex-direction:column;

gap:12px;

}

.breadcrumb-highlights span{

width:100%;

justify-content:flex-start;

}

.privacy-card{

padding:28px 22px;

border-radius:22px;

}

.privacy-icon{

width:70px;

height:70px;

font-size:30px;

border-radius:18px;

margin-bottom:20px;

}

.privacy-card h3{

font-size:22px;

margin-bottom:18px;

}

.privacy-card li{

font-size:14px;

gap:12px;

}

.privacy-card li i{

width:26px;

height:26px;

font-size:11px;

}

}/*==================================================
            TERMS OVERVIEW
==================================================*/

.terms-overview-section{

    position:relative;

    padding:100px 0;

    overflow:hidden;

    background:linear-gradient(
        180deg,
        #FFFFFF 0%,
        #FFF9F4 100%
    );

}

.terms-overview-section::before{

    content:"";

    position:absolute;

    top:-180px;

    left:-180px;

    width:380px;

    height:380px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(255,122,26,.05),
        transparent 72%
    );

}

.terms-overview-section::after{

    content:"";

    position:absolute;

    bottom:-180px;

    right:-180px;

    width:420px;

    height:420px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(37,99,235,.05),
        transparent 72%
    );

}

/*=========================================
            OVERVIEW CARD
=========================================*/

.overview-card{

    position:relative;

    height:100%;

    padding:40px 30px;

    text-align:center;

    background:#ffffff;

    border-radius:26px;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:

    0 18px 50px rgba(15,23,42,.05);

    transition:.35s;

    overflow:hidden;

}

.overview-card::before{

    content:"";

    position:absolute;

    left:0;

    top:0;

    width:100%;

    height:5px;

    background:

    linear-gradient(

        90deg,

        #FF7A1A,

        #FF9A3C,

        #2563EB

    );

    transform:scaleX(0);

    transition:.4s;

    transform-origin:left;

}

.overview-card:hover{

    transform:translateY(-10px);

    box-shadow:

    0 30px 70px rgba(255,122,26,.12);

}

.overview-card:hover::before{

    transform:scaleX(1);

}

/*=========================================
            ICON
=========================================*/

.overview-icon{

    width:85px;

    height:85px;

    margin:0 auto 28px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:24px;

    background:

    linear-gradient(

        135deg,

        #FF7A1A,

        #FF9A3C

    );

    color:#ffffff;

    font-size:34px;

    box-shadow:

    0 18px 40px rgba(255,122,26,.20);

    transition:.35s;

}

.overview-card:hover .overview-icon{

    transform:rotate(-8deg) scale(1.08);

}

/*=========================================
            CONTENT
=========================================*/

.overview-card h3{

    font-size:24px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:16px;

}

.overview-card p{

    margin:0;

    color:#64748B;

    font-size:15px;

    line-height:1.9;

}

/*=========================================
        SUMMARY BOX
=========================================*/

.terms-summary-box{

    margin-top:70px;

    padding:40px 45px;

    border-radius:30px;

    display:flex;

    justify-content:space-between;

    align-items:center;

    gap:30px;

    background:

    linear-gradient(

        135deg,

        #081C3A,

        #0F2C58

    );

    color:#ffffff;

    box-shadow:

    0 35px 80px rgba(15,23,42,.18);

}

/*=========================================
        LEFT
=========================================*/

.summary-left{

    display:flex;

    align-items:flex-start;

    gap:22px;

    flex:1;

}

.summary-left .summary-icon{

    width:85px;

    height:85px;

    min-width:85px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:22px;

    background:

    linear-gradient(

        135deg,

        #FF7A1A,

        #FF9A3C

    );

    color:#ffffff;

    font-size:36px;

    box-shadow:

    0 18px 40px rgba(255,122,26,.20);

}

.summary-left h3{

    font-size:28px;

    font-weight:800;

    margin-bottom:12px;

}

.summary-left p{

    margin:0;

    color:rgba(255,255,255,.85);

    line-height:1.9;

    font-size:16px;

}

/*=========================================
            BUTTON
=========================================*/

.terms-summary-box .theme-btn{

    display:inline-flex;

    align-items:center;

    gap:10px;

    padding:16px 32px;

    border-radius:50px;

    background:#FF7A1A;

    color:#ffffff;

    font-weight:700;

    text-decoration:none;

    transition:.35s;

    white-space:nowrap;

}

.terms-summary-box .theme-btn:hover{

    background:#ffffff;

    color:#081C3A;

    transform:translateY(-3px);

}

.terms-summary-box .theme-btn i{

    transition:.3s;

}

.terms-summary-box .theme-btn:hover i{

    transform:translateX(4px);

}

/*=========================================
            RESPONSIVE
=========================================*/

@media(max-width:991px){

.terms-overview-section{

padding:80px 0;

}

.terms-summary-box{

flex-direction:column;

align-items:flex-start;

padding:35px;

}

}

@media(max-width:767px){

.terms-overview-section{

padding:60px 0;

}

.overview-card{

padding:30px 22px;

border-radius:20px;

}

.overview-icon{

width:65px;

height:65px;

font-size:26px;

border-radius:18px;

margin-bottom:20px;

}

.overview-card h3{

font-size:20px;

}

.overview-card p{

font-size:14px;

}

.terms-summary-box{

padding:25px 20px;

border-radius:22px;

margin-top:45px;

}

.summary-left{

flex-direction:column;

gap:18px;

}

.summary-left .summary-icon{

width:65px;

height:65px;

min-width:65px;

font-size:28px;

border-radius:18px;

}

.summary-left h3{

font-size:22px;

}

.summary-left p{

font-size:14px;

}

.terms-summary-box .theme-btn{

width:100%;

justify-content:center;

padding:14px 20px;

}

}/*=========================================
        TERMS SECTION TITLE
=========================================*/

.terms-overview-section .section-title{

    position:relative;

    max-width:900px;

    margin:0 auto 70px;

    text-align:center;

}

/*---------------- Badge ----------------*/

.terms-overview-section .section-badge{

    display:inline-flex;

    align-items:center;

    gap:10px;

    padding:12px 24px;

    margin-bottom:22px;

    border-radius:60px;

    background:#FFF3E8;

    border:1px solid rgba(255,122,26,.12);

    color:#FF7A1A;

    font-size:13px;

    font-weight:700;

    text-transform:uppercase;

    letter-spacing:1.5px;

}

.terms-overview-section .section-badge i{

    color:#FF7A1A;

}

/*---------------- Heading ----------------*/

.terms-overview-section h2{

    position:relative;

    display:inline-block;

    font-size:52px;

    font-weight:800;

    line-height:1.15;

    color:#081C3A;

    margin-bottom:30px;

}

.terms-overview-section h2::after{

    content:"";

    position:absolute;

    left:50%;

    bottom:-14px;

    transform:translateX(-50%);

    width:100px;

    height:5px;

    border-radius:20px;

    background:

    linear-gradient(

        90deg,

        #FF7A1A,

        #FF9A3C,

        #2563EB

    );

}

/*---------------- Description ----------------*/

.terms-overview-section .section-title p{

    max-width:760px;

    margin:0 auto;

    font-size:18px;

    line-height:1.9;

    color:#64748B;

}

/*---------------- Decorative Elements ----------------*/

.terms-overview-section .section-title::before{

    content:"";

    position:absolute;

    left:50%;

    top:-28px;

    transform:translateX(-50%);

    width:140px;

    height:1px;

    background:

    linear-gradient(

        90deg,

        transparent,

        rgba(255,122,26,.35),

        transparent

    );

}

.terms-overview-section .section-title::after{

    content:"";

    position:absolute;

    left:50%;

    top:-34px;

    transform:translateX(-50%);

    width:10px;

    height:10px;

    border-radius:50%;

    background:#FF7A1A;

    box-shadow:

    0 0 0 8px rgba(255,122,26,.08);

}

/*=========================================
        RESPONSIVE
=========================================*/

@media(max-width:991px){

.terms-overview-section h2{

font-size:40px;

}

}

@media(max-width:767px){

.terms-overview-section .section-title{

margin-bottom:45px;

}

.terms-overview-section .section-badge{

font-size:11px;

padding:8px 18px;

}

.terms-overview-section h2{

font-size:30px;

line-height:1.3;

}

.terms-overview-section .section-title p{

font-size:15px;

line-height:1.8;

}

}/*==================================================
            TERMS CONTENT
==================================================*/

.terms-content-section{

    position:relative;

    padding:100px 0;

    overflow:hidden;

    background:#F8FBFF;

}

.terms-content-section::before{

    content:"";

    position:absolute;

    top:-200px;

    left:-200px;

    width:420px;

    height:420px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(255,122,26,.05),
        transparent 72%
    );

}

.terms-content-section::after{

    content:"";

    position:absolute;

    bottom:-200px;

    right:-200px;

    width:450px;

    height:450px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(37,99,235,.05),
        transparent 72%
    );

}

/*=========================================
            TERMS LIST
=========================================*/

.terms-list{

    position:relative;

    max-width:1050px;

    margin:70px auto 0;

}

/* Timeline */

.terms-list::before{

    content:"";

    position:absolute;

    left:45px;

    top:0;

    bottom:0;

    width:2px;

    background:

    linear-gradient(

        180deg,

        rgba(255,122,26,.35),

        rgba(37,99,235,.20)

    );

}

/*=========================================
            TERM ITEM
=========================================*/

.term-item{

    position:relative;

    display:flex;

    gap:35px;

    margin-bottom:35px;

    align-items:flex-start;

}

.term-item:last-child{

    margin-bottom:0;

}

/*=========================================
            NUMBER
=========================================*/

.term-number{

    position:relative;

    z-index:2;

    width:90px;

    height:90px;

    min-width:90px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:50%;

    background:

    linear-gradient(

        135deg,

        #FF7A1A,

        #FF9A3C

    );

    color:#ffffff;

    font-size:28px;

    font-weight:800;

    box-shadow:

    0 20px 40px rgba(255,122,26,.22);

    transition:.35s;

}

/*=========================================
            CONTENT CARD
=========================================*/

.term-content{

    position:relative;

    flex:1;

    padding:35px;

    background:#ffffff;

    border-radius:26px;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:

    0 20px 60px rgba(15,23,42,.05);

    transition:.35s;

    overflow:hidden;

}

.term-content::before{

    content:"";

    position:absolute;

    left:0;

    top:0;

    width:5px;

    height:0;

    background:

    linear-gradient(

        180deg,

        #FF7A1A,

        #2563EB

    );

    transition:.4s;

}

.term-item:hover .term-content{

    transform:translateY(-8px);

    box-shadow:

    0 30px 80px rgba(37,99,235,.10);

}

.term-item:hover .term-content::before{

    height:100%;

}

.term-item:hover .term-number{

    transform:scale(1.08);

}

/*=========================================
            TYPOGRAPHY
=========================================*/

.term-content h3{

    font-size:28px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:18px;

}

.term-content p{

    margin:0;

    color:#64748B;

    font-size:16px;

    line-height:1.9;

}

/*=========================================
            RESPONSIVE
=========================================*/

@media(max-width:991px){

.terms-content-section{

padding:80px 0;

}

.terms-list::before{

left:35px;

}

.term-item{

gap:25px;

}

.term-number{

width:70px;

height:70px;

min-width:70px;

font-size:22px;

}

.term-content{

padding:28px;

}

.term-content h3{

font-size:24px;

}

}

@media(max-width:767px){

.terms-content-section{

padding:60px 0;

}

.terms-list{

margin-top:50px;

}

.terms-list::before{

display:none;

}

.term-item{

flex-direction:column;

gap:18px;

margin-bottom:28px;

}

.term-number{

width:60px;

height:60px;

min-width:60px;

font-size:20px;

}

.term-content{

padding:24px 20px;

border-radius:20px;

}

.term-content h3{

font-size:20px;

margin-bottom:12px;

}

.term-content p{

font-size:14px;

line-height:1.8;

}

}/*==================================================
        USER RESPONSIBILITIES
==================================================*/

.user-responsibility-section{

    position:relative;

    padding:100px 0;

    overflow:hidden;

    background:
    linear-gradient(
        180deg,
        #FFFFFF 0%,
        #F8FBFF 100%
    );

}

.user-responsibility-section::before{

    content:"";

    position:absolute;

    top:-180px;

    left:-180px;

    width:420px;

    height:420px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(34,197,94,.05),
        transparent 72%
    );

}

.user-responsibility-section::after{

    content:"";

    position:absolute;

    bottom:-180px;

    right:-180px;

    width:450px;

    height:450px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(239,68,68,.05),
        transparent 72%
    );

}

/*=========================================
        RESPONSIBILITY BOX
=========================================*/

.responsibility-box{

    position:relative;

    height:100%;

    padding:40px;

    border-radius:30px;

    background:#ffffff;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:

    0 20px 60px rgba(15,23,42,.05);

    transition:.35s;

    overflow:hidden;

}

.responsibility-box:hover{

    transform:translateY(-10px);

    box-shadow:

    0 35px 80px rgba(15,23,42,.10);

}

/*=========================================
        POSITIVE
=========================================*/

.responsibility-positive{

    border-top:5px solid #22C55E;

}

.responsibility-positive .box-icon{

    background:

    linear-gradient(

        135deg,

        #22C55E,

        #16A34A

    );

}

/*=========================================
        NEGATIVE
=========================================*/

.responsibility-negative{

    border-top:5px solid #EF4444;

}

.responsibility-negative .box-icon{

    background:

    linear-gradient(

        135deg,

        #EF4444,

        #DC2626

    );

}

/*=========================================
        HEADER
=========================================*/

.box-header{

    display:flex;

    align-items:center;

    gap:20px;

    margin-bottom:35px;

}

.box-icon{

    width:75px;

    height:75px;

    min-width:75px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:22px;

    color:#ffffff;

    font-size:32px;

    box-shadow:

    0 18px 40px rgba(15,23,42,.12);

}

.box-header h3{

    font-size:28px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:6px;

}

.box-header p{

    margin:0;

    color:#64748B;

    font-size:15px;

}

/*=========================================
        LIST
=========================================*/

.responsibility-box ul{

    margin:0;

    padding:0;

    list-style:none;

}

.responsibility-box li{

    display:flex;

    align-items:flex-start;

    gap:16px;

    padding:18px 0;

    border-bottom:1px solid rgba(15,23,42,.06);

    color:#475569;

    line-height:1.8;

    font-size:15px;

}

.responsibility-box li:last-child{

    border-bottom:none;

    padding-bottom:0;

}

.responsibility-box li i{

    width:34px;

    height:34px;

    min-width:34px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:50%;

    font-size:13px;

    margin-top:2px;

}

.responsibility-positive li i{

    background:#DCFCE7;

    color:#16A34A;

}

.responsibility-negative li i{

    background:#FEE2E2;

    color:#DC2626;

}

/*=========================================
        NOTICE
=========================================*/

.responsibility-notice{

    margin-top:70px;

    display:flex;

    align-items:flex-start;

    gap:25px;

    padding:40px;

    border-radius:30px;

    background:

    linear-gradient(

        135deg,

        #081C3A,

        #0F2C58

    );

    color:#ffffff;

    box-shadow:

    0 35px 80px rgba(15,23,42,.18);

}

.notice-icon{

    width:80px;

    height:80px;

    min-width:80px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:22px;

    background:

    linear-gradient(

        135deg,

        #FF7A1A,

        #FF9A3C

    );

    color:#ffffff;

    font-size:34px;

    box-shadow:

    0 18px 40px rgba(255,122,26,.20);

}

.notice-content{

    flex:1;

}

.notice-content h3{

    font-size:28px;

    font-weight:800;

    margin-bottom:15px;

}

.notice-content p{

    margin:0;

    color:rgba(255,255,255,.85);

    line-height:1.9;

    font-size:16px;

}

/*=========================================
        RESPONSIVE
=========================================*/

@media(max-width:991px){

.user-responsibility-section{

padding:80px 0;

}

.responsibility-box{

padding:30px;

}

.box-header{

margin-bottom:25px;

}

.responsibility-notice{

padding:30px;

}

}

@media(max-width:767px){

.user-responsibility-section{

padding:60px 0;

}

.responsibility-box{

padding:24px 20px;

border-radius:22px;

}

.box-header{

flex-direction:column;

align-items:flex-start;

gap:16px;

}

.box-icon{

width:60px;

height:60px;

min-width:60px;

font-size:26px;

border-radius:18px;

}

.box-header h3{

font-size:22px;

}

.box-header p{

font-size:14px;

}

.responsibility-box li{

font-size:14px;

padding:14px 0;

}

.responsibility-box li i{

width:28px;

height:28px;

min-width:28px;

font-size:11px;

}

.responsibility-notice{

flex-direction:column;

padding:25px 20px;

gap:20px;

border-radius:22px;

margin-top:45px;

}

.notice-icon{

width:65px;

height:65px;

min-width:65px;

font-size:28px;

border-radius:18px;

}

.notice-content h3{

font-size:22px;

}

.notice-content p{

font-size:14px;

}

}/*==================================================
        PAYMENTS & SERVICES
==================================================*/

.payment-service-section{

    position:relative;

    padding:100px 0;

    overflow:hidden;

    background:#ffffff;

}

.payment-service-section::before{

    content:"";

    position:absolute;

    top:-180px;

    left:-180px;

    width:420px;

    height:420px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(255,122,26,.05),
        transparent 72%
    );

}

.payment-service-section::after{

    content:"";

    position:absolute;

    bottom:-180px;

    right:-180px;

    width:450px;

    height:450px;

    border-radius:50%;

    background:
    radial-gradient(
        rgba(37,99,235,.05),
        transparent 72%
    );

}

/*=========================================
            SERVICE CARD
=========================================*/

.service-card{

    position:relative;

    height:100%;

    padding:35px;

    border-radius:28px;

    background:#fff;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:

    0 20px 60px rgba(15,23,42,.05);

    transition:.35s;

    overflow:hidden;

}

.service-card::before{

    content:"";

    position:absolute;

    left:0;

    top:0;

    width:5px;

    height:0;

    background:

    linear-gradient(

        180deg,

        #FF7A1A,

        #2563EB

    );

    transition:.4s;

}

.service-card:hover{

    transform:translateY(-8px);

    box-shadow:

    0 35px 80px rgba(255,122,26,.12);

}

.service-card:hover::before{

    height:100%;

}

.service-icon{

    width:80px;

    height:80px;

    display:flex;

    align-items:center;

    justify-content:center;

    margin-bottom:25px;

    border-radius:22px;

    background:

    linear-gradient(

        135deg,

        #FF7A1A,

        #FF9A3C

    );

    color:#fff;

    font-size:34px;

    box-shadow:

    0 18px 40px rgba(255,122,26,.18);

}

.service-card h3{

    font-size:26px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:15px;

}

.service-card p{

    margin:0;

    color:#64748B;

    line-height:1.9;

}

/*=========================================
            PAYMENT NOTE
=========================================*/

.payment-note{

    margin-top:60px;

    display:flex;

    align-items:flex-start;

    gap:25px;

    padding:35px;

    border-radius:30px;

    background:

    linear-gradient(

        135deg,

        #081C3A,

        #0F2C58

    );

    color:#fff;

}

.payment-note-icon{

    width:75px;

    height:75px;

    min-width:75px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:20px;

    background:

    linear-gradient(

        135deg,

        #FF7A1A,

        #FF9A3C

    );

    font-size:30px;

}

.payment-note-content h3{

    font-size:28px;

    font-weight:800;

    margin-bottom:12px;

}

.payment-note-content p{

    margin:0;

    color:rgba(255,255,255,.85);

    line-height:1.9;

}

/*==================================================
        LIABILITY
==================================================*/

.liability-section{

    position:relative;

    padding:100px 0;

    overflow:hidden;

    background:#F8FBFF;

}

.liability-wrapper{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:30px;

}

/*=========================================
            LIABILITY CARD
=========================================*/

.liability-card{

    position:relative;

    padding:35px;

    border-radius:28px;

    background:#fff;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:

    0 20px 60px rgba(15,23,42,.05);

    transition:.35s;

}

.liability-card:hover{

    transform:translateY(-8px);

    box-shadow:

    0 35px 80px rgba(37,99,235,.10);

}

.liability-icon{

    width:80px;

    height:80px;

    display:flex;

    align-items:center;

    justify-content:center;

    margin-bottom:25px;

    border-radius:22px;

    background:

    linear-gradient(

        135deg,

        #2563EB,

        #3B82F6

    );

    color:#fff;

    font-size:34px;

}

.liability-card h3{

    font-size:26px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:15px;

}

.liability-card p{

    margin:0;

    color:#64748B;

    line-height:1.9;

}

/*=========================================
        DISCLAIMER
=========================================*/

.liability-disclaimer{

    margin-top:60px;

    display:flex;

    align-items:flex-start;

    gap:22px;

    padding:35px;

    border-left:6px solid #FF7A1A;

    border-radius:22px;

    background:#fff;

    box-shadow:

    0 20px 60px rgba(15,23,42,.05);

}

.liability-disclaimer>i{

    width:65px;

    height:65px;

    min-width:65px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:18px;

    background:#FFF3E8;

    color:#FF7A1A;

    font-size:28px;

}

.liability-disclaimer h3{

    font-size:28px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:12px;

}

.liability-disclaimer p{

    margin:0;

    color:#64748B;

    line-height:1.9;

}

/*==================================================
        RESPONSIVE
==================================================*/

@media(max-width:991px){

.payment-service-section,

.liability-section{

padding:80px 0;

}

.liability-wrapper{

grid-template-columns:1fr;

}

.payment-note,

.liability-disclaimer{

padding:28px;

}

}

@media(max-width:767px){

.payment-service-section,

.liability-section{

padding:60px 0;

}

.service-card,

.liability-card{

padding:25px 20px;

border-radius:22px;

}

.service-icon,

.liability-icon{

width:65px;

height:65px;

font-size:26px;

border-radius:18px;

margin-bottom:18px;

}

.service-card h3,

.liability-card h3{

font-size:22px;

}

.service-card p,

.liability-card p{

font-size:14px;

}

.payment-note,

.liability-disclaimer{

flex-direction:column;

gap:18px;

padding:25px 20px;

border-radius:20px;

}

.payment-note-icon,

.liability-disclaimer>i{

width:60px;

height:60px;

min-width:60px;

font-size:24px;

border-radius:16px;

}

.payment-note-content h3,

.liability-disclaimer h3{

font-size:22px;

}

.payment-note-content p,

.liability-disclaimer p{

font-size:14px;

}

}/*==================================================
        INTELLECTUAL PROPERTY
==================================================*/

.intellectual-section{

    position:relative;

    padding:100px 0;

    overflow:hidden;

    background:#ffffff;

}

.intellectual-section::before{

    content:"";

    position:absolute;

    top:-180px;

    left:-180px;

    width:420px;

    height:420px;

    border-radius:50%;

    background:radial-gradient(rgba(255,122,26,.05),transparent 72%);

}

.intellectual-section::after{

    content:"";

    position:absolute;

    bottom:-180px;

    right:-180px;

    width:450px;

    height:450px;

    border-radius:50%;

    background:radial-gradient(rgba(37,99,235,.05),transparent 72%);

}

/*=========================================
        IP CARD
=========================================*/

.ip-card{

    position:relative;

    height:100%;

    padding:35px;

    text-align:center;

    background:#fff;

    border-radius:28px;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:0 20px 60px rgba(15,23,42,.05);

    transition:.35s;

    overflow:hidden;

}

.ip-card::before{

    content:"";

    position:absolute;

    left:0;

    top:0;

    width:100%;

    height:5px;

    background:linear-gradient(90deg,#FF7A1A,#FF9A3C,#2563EB);

    transform:scaleX(0);

    transform-origin:left;

    transition:.4s;

}

.ip-card:hover{

    transform:translateY(-10px);

    box-shadow:0 35px 80px rgba(37,99,235,.10);

}

.ip-card:hover::before{

    transform:scaleX(1);

}

.ip-icon{

    width:80px;

    height:80px;

    margin:0 auto 25px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:22px;

    background:linear-gradient(135deg,#FF7A1A,#FF9A3C);

    color:#fff;

    font-size:34px;

    box-shadow:0 18px 40px rgba(255,122,26,.18);

    transition:.35s;

}

.ip-card:hover .ip-icon{

    transform:rotate(-8deg) scale(1.08);

}

.ip-card h3{

    font-size:24px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:15px;

}

.ip-card p{

    margin:0;

    color:#64748B;

    line-height:1.9;

    font-size:15px;

}

/*=========================================
        NOTICE
=========================================*/

.ip-notice{

    margin-top:65px;

    display:flex;

    align-items:flex-start;

    gap:25px;

    padding:35px;

    border-radius:30px;

    background:linear-gradient(135deg,#081C3A,#0F2C58);

    color:#fff;

    box-shadow:0 35px 80px rgba(15,23,42,.18);

}

.ip-notice-icon{

    width:75px;

    height:75px;

    min-width:75px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:20px;

    background:linear-gradient(135deg,#FF7A1A,#FF9A3C);

    color:#fff;

    font-size:30px;

}

.ip-notice h3{

    font-size:28px;

    font-weight:800;

    margin-bottom:12px;

}

.ip-notice p{

    margin:0;

    color:rgba(255,255,255,.85);

    line-height:1.9;

}

/*==================================================
        GOVERNING LAW
==================================================*/

.governing-law-section{

    position:relative;

    padding:100px 0;

    background:#F8FBFF;

    overflow:hidden;

}

.law-wrapper{

    position:relative;

    max-width:1000px;

    margin:70px auto 0;

}

.law-wrapper::before{

    content:"";

    position:absolute;

    left:42px;

    top:0;

    bottom:0;

    width:2px;

    background:linear-gradient(180deg,#FF7A1A,#2563EB);

}

/*=========================================
        LAW ITEM
=========================================*/

.law-item{

    position:relative;

    display:flex;

    align-items:flex-start;

    gap:30px;

    margin-bottom:35px;

}

.law-item:last-child{

    margin-bottom:0;

}

.law-number{

    position:relative;

    z-index:2;

    width:85px;

    height:85px;

    min-width:85px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:50%;

    background:linear-gradient(135deg,#FF7A1A,#FF9A3C);

    color:#fff;

    font-size:28px;

    font-weight:800;

    box-shadow:0 20px 40px rgba(255,122,26,.20);

}

.law-content{

    flex:1;

    padding:35px;

    border-radius:26px;

    background:#fff;

    border:1px solid rgba(15,23,42,.06);

    box-shadow:0 20px 60px rgba(15,23,42,.05);

    transition:.35s;

}

.law-item:hover .law-content{

    transform:translateY(-8px);

    box-shadow:0 35px 80px rgba(37,99,235,.10);

}

.law-content h3{

    font-size:26px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:15px;

}

.law-content p{

    margin:0;

    color:#64748B;

    line-height:1.9;

}

/*=========================================
        DISCLAIMER
=========================================*/

.law-disclaimer{

    margin-top:60px;

    display:flex;

    align-items:flex-start;

    gap:22px;

    padding:35px;

    border-radius:28px;

    background:#fff;

    border-left:6px solid #FF7A1A;

    box-shadow:0 20px 60px rgba(15,23,42,.05);

}

.law-disclaimer>i{

    width:70px;

    height:70px;

    min-width:70px;

    display:flex;

    align-items:center;

    justify-content:center;

    border-radius:20px;

    background:#FFF3E8;

    color:#FF7A1A;

    font-size:30px;

}

.law-disclaimer h3{

    font-size:28px;

    font-weight:800;

    color:#081C3A;

    margin-bottom:12px;

}

.law-disclaimer p{

    margin:0;

    color:#64748B;

    line-height:1.9;

}

/*==================================================
        RESPONSIVE
==================================================*/

@media(max-width:991px){

.intellectual-section,
.governing-law-section{

padding:80px 0;

}

.law-wrapper::before{

left:34px;

}

.law-number{

width:70px;

height:70px;

min-width:70px;

font-size:22px;

}

.ip-notice,
.law-disclaimer{

padding:28px;

}

}

@media(max-width:767px){

.intellectual-section,
.governing-law-section{

padding:60px 0;

}

.ip-card{

padding:25px 20px;

border-radius:22px;

}

.ip-icon{

width:65px;

height:65px;

font-size:26px;

border-radius:18px;

margin-bottom:18px;

}

.ip-card h3{

font-size:22px;

}

.ip-card p{

font-size:14px;

}

.ip-notice{

flex-direction:column;

padding:25px 20px;

border-radius:22px;

gap:18px;

}

.ip-notice-icon{

width:60px;

height:60px;

min-width:60px;

font-size:24px;

border-radius:16px;

}

.ip-notice h3{

font-size:22px;

}

.ip-notice p{

font-size:14px;

}

.law-wrapper{

margin-top:45px;

}

.law-wrapper::before{

display:none;

}

.law-item{

flex-direction:column;

gap:18px;

}

.law-number{

width:60px;

height:60px;

min-width:60px;

font-size:20px;

}

.law-content{

padding:25px 20px;

border-radius:22px;

}

.law-content h3{

font-size:22px;

}

.law-content p{

font-size:14px;

}

.law-disclaimer{

flex-direction:column;

padding:25px 20px;

border-radius:22px;

gap:18px;

}

.law-disclaimer>i{

width:60px;

height:60px;

min-width:60px;

font-size:24px;

border-radius:16px;

}

.law-disclaimer h3{

font-size:22px;

}

.law-disclaimer p{

font-size:14px;

}

}